Calculate how increasing your SIP annually boosts your wealth
Starting with ₹5,000 monthly and increasing by 10% yearly for 10 years at 12% annual return will grow to ₹0
Maximize your wealth creation by increasing investments annually
Since your income grows with time, increasing your SIP ensures your investments keep pace with inflation.
Incremental investments significantly boost the compounding effect, leading to a much larger corpus.
Accelerate your journey towards financial goals like buying a house or retirement planning.
Aligns your investment strategy with your career growth and salary increments.
Automate the step-up process so you don’t have to manually create new SIPs every year.
Enforces a habit of saving more as you earn more, preventing lifestyle inflation.
A Step Up SIP (Top-up SIP) is a strategy where you increase your SIP amount periodically, usually annually. This allows investors to align their investments with their rising income, helping them build a significantly larger corpus compared to a regular SIP.
Start small, grow big
Adjusts for inflation
Compounding booster
Begin with a comfortable monthly amount (e.g., ₹5,000).
Decide the percentage increase (e.g., 10%) every year.
Your SIP amount automatically increases annually.
Enjoy the benefits of compounding on a larger capital base.
Common queries about Step Up SIP
A Step Up SIP Calculator is a tool that helps you estimate the future value of your mutual fund investments where the SIP amount increases by a fixed percentage annually. It shows how small annual increments can lead to massive wealth over time.