Calculate Tax-Free Returns
Secure your future with tax-free returns
Investment, Interest earned, and Maturity amount are all tax-free under Section 80C.
Backed by the Government of India, making it one of the safest long-term investment options.
Generally offers higher interest rates than regular fixed deposits (currently around 7.1%).
15-year lock-in period ensures disciplined savings for long-term goals like retirement.
You can avail a loan against your PPF balance from the 3rd to the 6th financial year.
After 15 years, you can extend the account in blocks of 5 years indefinitely.
Public Provident Fund (PPF) is a popular long-term savings scheme offered by the Government of India. It offers safety with attractive interest rates and returns that are fully exempted from Tax.
₹500 / ₹1.5 Lakh per year
15 Years (Extendable)
Tax-Free
Common queries about PPF
Partial withdrawals are allowed from the 7th financial year onwards. You can withdraw up to 50% of the balance at the end of the 4th preceding year or the immediate preceding year, whichever is lower.