Plan your retirement pension
Secure your retirement and save tax
NPS invests a portion of your money in equities, offering potential for higher returns compared to fixed income schemes.
Exclusive tax benefit of ₹50,000 under Section 80CCD(1B), over and above the ₹1.5 Lakh limit of 80C.
NPS is one of the lowest-cost investment products with very low fund management charges.
You can choose your own asset allocation (Active Choice) or let the system decide based on age (Auto Choice).
Regulated by PFRDA (Pension Fund Regulatory and Development Authority), ensuring transparency and safety.
NPS account (PRAN) remains the same even if you change jobs or locations across India.
NPS is a voluntary, long-term retirement savings scheme designed to enable systematic savings during your working life. It attempts to provide an adequate retirement income to every citizen of India.
18 to 70 Years
At age 60
Min 40% mandatory
Common queries about NPS
At maturity (age 60), up to 60% of the corpus can be withdrawn tax-free. The remaining 40% must be used to purchase an annuity, which provides a regular pension. The pension income is taxable as per your slab.