Mutual Fund Calculator

Calculate returns for SIP and Lumpsum investments

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Investing ₹5,000 monthly for 10 years at 12% annual return will grow to ₹0

Why Invest in Mutual Funds?

Key advantages of mutual fund investing

Higher Returns

Potential to earn inflation-beating returns compared to traditional savings options.

Professional Management

Your money is managed by expert fund managers who track markets and make informed decisions.

Diversification

Investments are spread across various sectors and companies, reducing overall risk.

Regulated & Transparent

Regulated by SEBI with complete transparency in holdings, NAV, and fees.

Variety of Options

Choose from equity, debt, hybrid, or tax-saving (ELSS) funds based on your goals.

Liquidity

easy to buy and sell units online, ensuring your money is accessible when needed.

What is a Mutual Fund?

A mutual fund is a professionally managed investment vehicle that pools money from many investors to purchase securities like stocks, bonds, money market instruments, and other assets. Mutual funds give small or individual investors access to professionally managed portfolios of equities, bonds, and other securities.

Pooled Capital

Many investors, one goal

Expert Mgmt

Professionally handled

Diversified

Risk spread across assets

Types of Mutual Funds

1

Equity Funds

Invest primarily in stocks. High risk, high return potential. Ideal for long-term goals.

2

Debt Funds

Invest in bonds and government securities. Lower risk, stable returns. Good for short to medium term.

3

Hybrid Funds

Invest in a mix of equity and debt to balance risk and reward.

4

ELSS Funds

Equity Linked Savings Schemes offer tax benefits under Section 80C with a 3-year lock-in.

Frequently Asked Questions

Common queries about Mutual Funds

Mutual funds are subject to market risks, and returns are not guaranteed. However, they are regulated by SEBI in India, ensuring transparency and investor protection. Diversification also helps reduce risk.