Compound Interest Calculator

Calculate the growth of your investment over time

Total Interest
₹0
Total Amount
₹0
Maturity Value
₹0

Why Compound Interest Matters?

The eighth wonder of the world

Wealth Accumulation

Compound interest accelerates wealth creation by earning interest on interest.

Time Advantage

The longer you stay invested, the more powerful the compounding effect becomes.

Exponential Growth

Your money grows geometrically rather than arithmetically (as in simple interest).

Inflation Beater

Compounding is essential to beat inflation and maintain purchasing power over time.

Passive Income

Your money works for you 24/7 without any additional effort on your part.

Small Starts

Even small regular investments can grow into large sums due to the power of compounding.

What is Compound Interest?

Compound interest is the interest on a loan or deposit calculated based on both the initial principal and the accumulated interest from previous periods.

Compounding

Interest on interest

Frequency

Monthly, Yearly, etc.

Effect

Faster growth

Formula

A = P(1 + r/n)nt

A = Final Amount
P = Principal balance
r = Interest rate (decimal)
n = Number of times interest applied per time period
t = Number of time periods elapsed

Frequently Asked Questions

Common queries about compounding

Simple interest is calculated only on the principal amount, whereas compound interest is calculated on the principal amount plus the accumulated interest from previous periods.